Frequently Asked Questions

Every time someone is selling a loan, it’s a unique transaction. We’ve helped more loan sellers – more than any other buyer – get the solution that fits their specific needs. Our loan specialists are standing by ready to help you with any questions you may have about your unique loan and situation….no obligation, no cost…just give us a call. We’re happy to just talk about your situation and offer any guidance we can.

Can you answer more of my questions?

Of course! We’re always happy to answer any questions you might have about ‘We Buy Loans Fast’. Just send us your question online or call us at (888) 227-7956 to speak with us personally.

Contact one of our loan specialists to learn more about selling your loan fast for cash to America’s #1 Loan Buyer.

How does the Loan buying process work?

We follow a quick and simple process that makes things easy for sellers:

- CALL US TO REVIEW LOAN DETAILS. Give us a little information about your loan. You can do this by calling us at (888) 227-7956 , or by using the contact form on this website.

- GET A CASH OFFER. Our loan specialist will answer any questions you have about We Buy Loans Fast and will evaluate the details of your loan. If buying your loan makes sense from an investment standpoint, you’ll get a cash offer for your loan quickly.

- CLOSE ON YOUR SCHEDULE. You are under no obligation to accept the cash offer. But if you do, we’ll set up a closing time that works for you, so you can get your cash and move on as quickly as you wish.

Ready to set up a free, no-obligation consultation with a loan specialist?

Schedule a home visit

Is there any obligation if I request a cash offer or arrange a loan review?

No. Reviewing your loan and making a cash offer entails absolutely no obligation on your part. We’re more than happy to review your loan, answer your questions, and make an offer. There’s no obligation. You’re free to either accept or decline the offer.

Want to learn more about selling your loan fast for cash?

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What kind of loans do we buy?

We Buy Loans Fast specializes in many loans including:

Real Estate loans we’ll buy:

Residential
Condos
Townhomes
Multifamily
Commercial
Apartments
Industrial
Office
Retail
And many more

Payment statuses we’ll buy:

Paying
NOT paying at all
Paying sometimes
Loans in Pre-Foreclosure
Loans in Late Stage Foreclosure
Paying but carrying a balance
Interest only loans
Balloon Payment loans
Hard Money loans

Loan Types we’ll buy:

Seller Finance loans
Seller Carry Back loans
Senior loan positions
Junior loan positions

Want to learn more? Want to see if your loan qualifies?

Does your loan qualify?

Who is ‘We Buy Loans Fast’?

We Buy Loans Fast is a group of real estate investors based in Southern California specializing in unique loans in the real estate industy. We found that many individuals holding loans actually did NOT want to hold the loans, and would prefer getting paid right away instead of over many years. With our experience in the industry, we’ve been able to help thousands achieve what they’re looking for.

Founded in 2015, we’ve worked with thousands of loans to date and have been featured in Entrepreneur Magazine, INC Magazine, Forbes, and many others. With investments spanning throughout the US, we’ve been able to grow consistenly by focusing on helping each loan holder with their unique situation through buying loans for cash. We Buy Loans Fast is the most trusted name in the business, operating by the highest systems and standards in the industry. We’re proud to be America’s #1 Loan Buyer.

Ready to talk to one of our loan specialists?

Get a free loan review

Who typically sells loans to ‘We Buy Loans Fast’?

People from all walks of life sell to us, but they all share one thing in common: They want to sell a loan quickly, to a trusted loan buyer who can make a cash offer and close on their schedule.

Here are just some of the reasons people sell to us:

Sold a business or property with seller carry back, and prefer to get cash now instead of waiting
Don’t want to manage difficult or non paying borrowers
Own multiple loans and want to get some cash back.
Going through a divorce.
Borrower is not making payments and not sure what to do.
Not wanting to deal with a foreclosure.
Not wanting to collect low value payments for years.
…and more

Want to learn more about selling your loan fast for cash?

Schedule a free loan review

Can you sell your loan if the borrower is not paying?

Since We Buy Loans Fast can close in as little as two weeks, we could have your cash in hand even before the borrower even misses another payment and help you avoid foreclosure altogether.

Find out how a firm cash offer from We Buy Loans Fast can help ease financial headaches now.

Sell your loan

Do you charge a fee for Reviewing my Loan and making an offer?

Absolutely not. We do this entirely at no charge. Contact us today for free loan review and offer.

Ready to set up a free, no-obligation consultation with a loan
specialist?

Get a cash offer

Is ‘We Buy Loans Fast’ a reputable company?

We’ve been in the real estate industry for more than 20 years, and thousands of loan owners have trusted us to work with their unique situations and buy their loans quickly and as promised.

Contact one of our loan specialists to learn more about selling your loan fast for cash to America’s #1 Loan Buyer.

Schedule a home visit

What if my loan isn't a real estate loan?

We’d still like to hear from you. Our buyers are interested in any loans that might be good investments, regardless of type. Whether your loan is real estate or not, call us.

Want to sell your loan “as is” fast for cash?

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Will you pay market value for my loan?

At ‘We Buy Loans Fast’ we are first and foremost, investors.

We invest time and money to manage, cure, and fix issues with loans, while only making money once the loan is back on track. After answering your questions and evaluating the situation of your loan, our loan specialist will make a fair, no-obligation cash offer that is based on the fair value of your loan with the current market conditions, loan to value, buyer credit worthiness, and payment history.

While we buy at a discount, selling to We Buy Loans Fast provides a number of benefits to the seller. These include the following:

There’s no need to deal with foreclosures or manage borrowers any longer.
We cover the full loan review process and normal closing costs. We pay cash — so there are never delays from banks, and deals don’t fall through because of funding.
We buy “as is,” so you don’t have to worry about title issues or the issues with the borrower.
We close on your schedule when you’re ready.
If you’re in a rush, we can close in as little as two weeks, so you can move on.

Learn more about We Buy Loans Fast easy Three-Step Process

Sell your loan

Are there other companies claiming to be associated with you?

Yes. Over the years, we’ve been so successful that many small companies and investors try to mimic us. Sometimes, they go too far and actually copy us.

If you ever find yourself dealing with a buyer and you’re not sure if they are actually a trusted We Buy Loans Fast loan specialist, simply call us at (888) 227-7956 for verification. We’d be happy to help.

Thousands of loan sellers have worked with We Buy Loans Fast. Are you next?

Get a cash offer

Do you buy loans in foreclosure?

YES. We buy loans that are in Foreclosure, Pre-Foreclosure, and even late stage Foreclosure.

Each situation is unique, and ‘We Buy Loans Fast’ works with each loan seller individually to help provide solutions. Since we’ve worked with thousands of loans, we have experience with just about anything you might encounter. Let’s talk about what you’re up against and make a plan to help you achieve the best outcome for you.

Get a firm cash offer from We Buy Loans Fast. Contact our loan specialist today.

Get a cash offer

What kind of real estate loans do you buy?

Real Estate loans we’ll buy:

Residential
Condos
Townhomes
Multifamily
Commercial
Apartments
Industrial
Office
Retail
And many more

Are you ready to sell your loan fast for cash?

Sell your loan

How do you determine the cash offer you'll make for my loan?

After working with thousands of loans, we have estimating loan values down to a science. Before making you an offer, the loan specialist will evaluate a number of factors, including the following:

The current value of the collateral property.
The credit worthiness of the borrower.
The pay history.
The loan rate and terms.
The approximate cost to repair any title issues.
The amount of time it will take to go through foreclosure if a borrower is not paying
The cost of maintaining the loan and managing the loan.
And more

The estimated value of your loan, including these considerations, helps us arrive at the cash offer that we make.

Are you ready to sell your loan fast for cash?

Get a cash offer

What do I need to provide to get a free loan review and offer?

To complete the loan review, we will need accurate details of the loan, full terms, and payment history. This is easiest with getting a copy of the loan documents.

Call or click to contact a loan specialist for a free loan review today!

Schedule a loan review

Can I sell an inherited loan?

If you’ve inherited a loan, you’re entitled to do whatever you like with it, including selling it. We can help with your inherited loan and have more information for you.

Call or click to contact your loan specialist for a free consultation today!

Sell your loan

How can I sell my loan quickly?

Just call us or use our online form. A helpful ‘We Buy Loans Fast’ loan specialist will set up a time to connect with you and discuss your loan. You’ll receive a cash offer quickly, and we can close in as few as two weeks.

Are you ready to sell your loan fast for cash?

Get a fast cash offer

How long does it take to get money after selling a loan?

‘We Buy Loans Fast’ has a simple process that can get cash in your hands in as fast as two weeks from when you accept our firm cash offer.

Want to learn more about selling your loan fast for cash?

Schedule a loan review

How do I sell my loan fast in a slow market?

In all market conditions, ‘We Buy Loans Fast’ is constantly looking for loans to buy. We’re the buyers you can trust to make you a fair offer and close fast.

Ready to talk to one of our local loan specialists?

Sell your loan

What is the fastest way to sell a loan for cash?

Once you accept our firm cash offer, we can close in as few as two weeks. How’s that for fast?!

Are you ready to sell your loan fast for cash?

Get a cash offer

See what other relieved sellers had to say about our fair cash offer

Still have questions?